Since I don’t use credit, is ID theft a potential problem for me? Absolutely. Think about all of the places that people have access to your name, address, social security number and date of birth including your bank, the utility department, your accountant, your doctor’s office, etc.

Isn’t using the Internet to make a purchase the most likely way that someone can get my personal information? Not really. In fact, Internet transactions are actually much safer than giving your information directly to a person.

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Is ID theft just limited to credit? While most instances are credit-related, ID theft can also occur with your driver’s license information, health insurance information and tax returns.

I’m paying a company to monitor my credit for fraud. I’m covered, right? Credit monitoring products certainly let you know if anything is happening with your credit, and that’s not a bad thing. However, many monitoring companies don’t help to clean up the mess.

How can Farm Bureau help me if this happens? If you’ve been a member for 60 days, your membership includes fully managed ID theft consultation and restoration services at no additional cost to you. All that you need to do is call 1-877-329-3911 or go online at tnfarmbureau.org/memberbenefits.

How much would it cost for me to purchase a product like this if it wasn’t included with my Farm Bureau membership? Similar products cost around $140 annually, or more than five times as much as a $25 Farm Bureau membership!